Legal Documents — CarWash360 Platform v1.0
Terms & Conditions
Legal Agreement

Platform Terms & Conditions

Effective 1 January 2026  ·  Version 1.0
Please read these Terms carefully. By creating an account or booking a service, you agree to be legally bound by these terms. If you do not agree, do not use the Platform.
1
Interpretation
Term Meaning
"Platform" The CarWash360 mobile application, website, and all related technology services.
"Customer" You — any individual registered on the Platform to book car wash services.
"Washer" An independent contractor registered on the Platform to perform car wash services.
"Booking" A confirmed request by a Customer for a Service, accepted by a Washer through the Platform.
"Service" The on-demand mobile car wash performed at your specified location by a Washer.
"Service Fee" The total amount charged to you for a completed Booking, as displayed at checkout.
"Service Protection Fee" An optional add-on fee per Booking that gives you access to the Service Guarantee Fund.
"Service Guarantee Fund" CarWash360's discretionary fund for compensating verified accidental damage claims where the Service Protection Fee was elected.
"Personal Data" Information that identifies or can identify you, as defined under the NDPA 2023.
"NDPA" The Nigeria Data Protection Act 2023.
"NDPC" The Nigeria Data Protection Commission.
"GAID" The General Application and Implementation Directive issued by the NDPC, effective 19 September 2025.
"Force Majeure Event" Any event beyond a party's reasonable control, including power failure, flooding, civil unrest, or telecommunications failure.
"Terms" These Customer Terms of Service, as amended from time to time.

References to legislation include all amendments and successor instruments in force from time to time.

2
About CarWash360

CarWash360 is a technology platform that connects Customers with independent Washers for on-demand mobile car wash services. CarWash360 does not itself provide car wash services.

Washers are independent contractors. They are not employees, agents, or representatives of CarWash360. The service contract for each Booking is between you and the Washer. CarWash360 facilitates that connection through the Platform.

CarWash360 is incorporated under the Companies and Allied Matters Act 2020 (CAMA). Its registration details are set out in the company header.

3
Eligibility

To use the Platform as a Customer, you must:

Age

Be at least 18 years of age. The Platform is not directed at persons under 18.

Legal Capacity

Be capable of entering into a legally binding contract under Nigerian law.

Accurate Information

Provide accurate, current, and complete registration information.

Account Status

Not have been previously suspended or banned from the Platform.

4
Your Account

You must create an account to book Services. You agree to provide truthful, accurate, and complete information; keep your login credentials confidential and not share them with any third party; and be solely responsible for all activities conducted under your account.

Notify CarWash360 immediately if you suspect unauthorised access to your account.

One person may not hold multiple active Customer accounts. Duplicate accounts may be suspended without notice.

CarWash360 reserves the right to suspend or terminate any account where false or incomplete information has been provided, or where the account is used in breach of these Terms.

5
Booking Service

Through the platform, you may; view available washers and their ratings ; select a service type and specify your vehicle(s) and location ; confirm booking and track your washe’s real location en route; and rate and review the service after completion; and make your payments afterwards

A Booking is confirmed when a Washer accepts your request and you receive an in-app confirmation. CarWash360 does not guarantee that a Washer will be available at your requested time.

You are responsible for ensuring your vehicle is accessible and that you or an authorised representative is present at the service location at the agreed time.

Bookings made on behalf of another person's vehicle are made at your sole responsibility. You warrant that you have the authority of the vehicle owner to arrange the Service.

6
Payments
Payment Method

All Service Fees are displayed at checkout before you confirm a Booking. All payments must be made through CarWash360's approved digital payment methods. Cash payments or direct payments to Washers outside the Platform are strictly prohibited and constitute a breach of these Terms.

Payment Processor

Payments are processed by a CBN-licensed Payment Service Provider (PSP). By making payment, you also agree to that PSP's applicable terms. CarWash360 is not responsible for unauthorised transactions resulting from your failure to safeguard your credentials.

Service Complaints

Where you are dissatisfied with a completed Service, you must submit a complaint through the Platform within 24 hours of service completion. CarWash360 will investigate and may, at its discretion, offer a partial or full credit.

Service Protection Fee (Optional)

At checkout, you may add the optional Service Protection Fee per Booking. This entitles you to access the Service Guarantee Fund for verified accidental damage claims under clause 10. This is a contractual service benefit administered by CarWash360; it is not an insurance product.

7
Your Data & Privacy

CarWash360 processes your Personal Data as a Data Controller under the NDPA 2023 and GAID. CarWash360 is registered with the NDPC as a Data Controller of Major Importance (DCPMI) and has designated a Data Protection Officer (DPO).

CarWash360 collects from you: your full name, phone number, vehicle details, service location, for the purposes of service improvement.

Your data is processed on the bases of contract performance, legal obligation, and legitimate interests (fraud prevention and platform safety). CarWash360 will not sell your Personal Data.

Your data rights under the NDPA include the right to: access, correct, delete, port, and object to processing of your Personal Data. Contact the DPO to exercise any of these rights. In the event of a data breach affecting your rights, CarWash360 will notify you and the NDPC in accordance with NDPA section 40.

The CarWash360 Privacy Policy contains full details of how your data is collected, used, retained, and transferred. The Privacy Policy forms part of these Terms.

8
App Permissions

The CarWash360 app may request the following permissions, each only when required for the stated function:

Permission Why We Need It When Requested
Camera To photograph your vehicle's condition before and after Service (damage record). When starting a Booking
Photo Gallery To upload your profile photo. During account setup
Location (GPS) To direct the Washer to your location and enable live tracking. When booking or tracking
Phone (OTP only) To read one-time passwords sent by SMS to verify your identity. Your device number is not stored. During registration / login

You may revoke any permission through your device settings at any time. Revoking a permission may limit related Platform features.

9
Acceptable Use

You agree not to:

Provide false, misleading, or inaccurate information during registration or in connection with any Booking.

Solicit or arrange payments to Washers outside the Platform.

Harass, threaten, or abuse any Washer or CarWash360 personnel.

Misuse or disclose the Personal Data of any other User.

Use the Platform for any unlawful purpose.

Violations may result in suspension, permanent ban, and referral to law enforcement where warranted.

10
Vehicle Damage Policy
Pre-Service Condition Record

Before every Service, the Washer will photograph your vehicle's condition including paint, trim, and exterior accessories. You will confirm this record via the app before the Service begins. This record is the definitive baseline for any damage claim.

What We Do Not Cover

CarWash360 and Washers are not liable for damage to: pre-existing damage or defects documented in the pre-service condition record; aftermarket accessories, non-standard trim, custom wraps, or paint protection film not installed by the original manufacturer; paint or finishes that are already oxidized, faded, peeling, or visibly fragile at the time of Service; surfaces that cannot withstand standard wash pressure or agents, where you failed to disclose such fragility before Service.

Washer Negligence

Where damage is caused by a Washer's negligence and falls outside the excluded categories above, the Washer is solely liable. CarWash360 will assist you in filing a claim against the Washer.

Service Guarantee Fund

If you paid the Service Protection Fee and a damage claim is verified by CarWash360, you may receive compensation of up to NGN 100,000 from the Service Guarantee Fund at CarWash360's discretion. Payment from the Fund is a goodwill measure and not an admission of liability.

Claim Window

All damage claims must be submitted through the Platform within 24 hours of service completion with supporting photographs. Late claims may not be investigated.

11
Our Liability to You

CarWash360 is a technology intermediary, not a car wash provider. We are not a party to the service contract between you and your Washer.

To the maximum extent permitted by Nigerian law, CarWash360 is not liable for: damage caused by a Washer's negligence; service delays caused by traffic, weather, or circumstances outside our control; temporary Platform unavailability due to maintenance or Force Majeure Events; or indirect, incidental, or consequential losses of any kind.

Nothing in these Terms limits our liability for death or personal injury caused by our own negligence, fraud, or any liability that cannot lawfully be excluded under Nigerian law, including the Consumer Protection Council Act.

Where we are found liable for direct losses, our total liability for any single Booking shall not exceed the Service Fee you paid for that Booking.

13
Dispute Resolution
Internal Complaints

If you have a complaint, contact CarWash360. We will acknowledge within 48 hours and provide a written response within 14 calendar days.

Arbitration

If your complaint is not resolved internally, either party may refer the dispute to arbitration under the Arbitration and Mediation Act 2023, before a sole arbitrator appointed by the Lagos Court of Arbitration (LCA), seated in Lagos, Nigeria, in English. Disputes below NGN 500,000 are handled on a documents-only basis unless the arbitrator directs otherwise.

Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

Individual Claims Only

You agree to bring claims against CarWash360 only in your individual capacity. You may not participate as a class member or representative in any class proceeding.

14
Changes to These Terms

CarWash360 may update these Terms from time to time. We will notify you of material changes by in-app notification and/or email at least 14 days before they take effect.

Continued use of the Platform after the effective date of any change constitutes your acceptance of the updated Terms. If you do not accept a material change, you may delete your account before the effective date without penalty. Outstanding payment obligations remain enforceable.

15
Suspension & Termination

CarWash360 may suspend or terminate your account with immediate effect for: fraud, serious or repeated breach of these Terms, or off-platform payment solicitation.

For less serious breaches, CarWash360 will give you 7 days' written notice and an opportunity to remedy the issue before suspension.

You may delete your account at any time through the Platform settings. Deletion does not extinguish outstanding payment obligations or pending damage claims.

16
Intellectual Property

All intellectual property rights in the Platform — including the CarWash360 brand, logo, software, design, and content — are owned by or licensed to CarWash360. Nothing in these Terms transfers any IP rights to you.

You are granted a limited, non-exclusive, revocable licence to use the Platform for its intended purpose only.

By submitting reviews or photographs to the Platform, you grant CarWash360 a non-exclusive, royalty-free licence to use that content for Platform operations.

17
General
Entire Agreement

These Terms and the Privacy Policy constitute the entire agreement between you and CarWash360 regarding your use of the Platform as a Customer.

Severability

If any provision is held unenforceable, it will be modified to the minimum extent necessary, and the remaining Terms continue in full force.

Waiver

Our failure to enforce any provision on any occasion is not a waiver of that right.

Notices

Formal legal notices to CarWash360 must be sent to the registered address or email. Notices to you will be sent to your registered account email or by in-app notification.

Language

These Terms are in English. In any conflict with a translation, the English version prevails.

By using CarWash360, you confirm you have read and agreed to these Terms.

This Agreement is a legally binding contract. Please read it in full before registering as a Washer. By completing the onboarding process, you agree to all terms set out below.
1
Interpretation
Term Meaning
"Platform" The CarWash360 mobile application, website, and all related technology services operated by CarWash360.
"Washer / You" The independent contractor registered on the Platform to provide car wash services to Customers.
"Customer" Any individual who books a Service through the Platform.
"Booking" A confirmed job request by a Customer, accepted by you through the Platform.
"Service" The car wash services you perform at the Customer's specified location pursuant to a Booking.
"Service Fee" The total amount charged to the Customer for a Booking.
"Platform Commission" CarWash360's fee, expressed as a percentage of the Service Fee, deducted from each Booking.
"Washer Payout" The portion of the Service Fee remitted to you after deduction of the Platform Commission.
"Onboarding Requirements" The eligibility and verification criteria set out in Schedule 1 of this Agreement.
"NDPA" The Nigeria Data Protection Act 2023.
"NDPC" The Nigeria Data Protection Commission.
"Force Majeure Event" Any event beyond a party's reasonable control including power failure, flooding, civil unrest, or network failure.
2
Nature of Your Relationship with CarWash360
Independent Contractor Status

You are an independent contractor. Nothing in this Agreement creates an employment relationship, a partnership, joint venture, or agency, or any obligation on CarWash360 to provide you with work or guaranteed earnings.

No Supervision

CarWash360 does not supervise, direct, or control how you perform Services. The Platform's quality standards and rating thresholds are minimum performance requirements, not instructions as to method or technique.

No Exclusivity

You are free to provide car wash or related services through any other platform, marketplace, or client. You are under no obligation to accept any particular Booking.

Platform Role

CarWash360's role is limited to facilitating connections between you and Customers, processing payments, and operating the Platform. CarWash360 is not a party to the service contract between you and any Customer.

3
Onboarding & Eligibility

You must satisfy all Onboarding Requirements set out in Schedule 1 before you may access the Platform as a Washer.

You warrant that all information and documents submitted during onboarding are accurate, genuine, and belong to you. Submission of false or fraudulent documents will result in immediate permanent termination and may be reported to relevant authorities.

CarWash360 reserves the right to conduct background screening, NIN verification, and identity checks. You consent to these checks by submitting your application. Onboarding approval is at CarWash360's sole discretion.

4
Performing Services
Accepting Bookings

You may accept or decline any Booking request at your discretion. Consistent and unreasonable refusal of Bookings without cause may affect your account standing and rating visibility.

Service Standards

When you accept a Booking, you agree to: arrive at the Customer's location at the confirmed time; perform the Service in a professional, thorough, and courteous manner; use only appropriate, vehicle-safe cleaning materials and equipment; complete the pre-service and post-service vehicle condition photographic record through the Platform; and not request or accept cash or off-platform payments from Customers.

Vehicle Condition Record (Mandatory)

The pre-service photographic record is mandatory for every Booking. Failure to complete it before starting work may disqualify you from defending any damage claim brought by the Customer.

Compliance

You are responsible for complying with all applicable laws during service delivery, including road traffic laws, local government by-laws governing mobile services, and any environmental regulations relating to wastewater discharge.

5
Payment
Washer Payout

For each complete booking and washing, you will receive the washer payouts displayed on your dashboard , it will be the washer service fee minus platform commission

Payment Schedule

Washer may request withdrawal of the their funds displayed on their dashboard at any time and this process my take up 24hrs for every request.

Disputed Bookings

Where a Customer raises a dispute, CarWash360 may place the Washer Payout for that Booking on hold pending investigation. CarWash360 will resolve disputes within 24hrs and will notify you of the outcome.

Commission Changes

CarWash360 may revise the Platform Commission rate on 30 days' written notice. Your continued use of the Platform after the effective date constitutes acceptance of the revised rate.

Tax Responsibility

The Washer Payout is paid gross. You are solely responsible for declaring and remitting all applicable taxes on your earnings to the relevant State Internal Revenue Service. CarWash360 does not withhold income tax on your behalf.

Deductions

CarWash360 may deduct from your Washer Payout any amounts properly owed by you, including verified damage claim settlements, cancelled Booking penalties, or amounts overpaid in error.

6
Your Obligations & Statutory Responsibilities
Equipment

You are solely responsible for supplying, maintaining, and replacing all equipment, materials, and consumables required to perform Services. CarWash360 provides no equipment, tools, uniforms, or operational supplies.

Insurance (Mandatory)

You must maintain a valid Third-Party Liability insurance policy providing a minimum of NGN 500,000 per-incident coverage for accidental damage to customer vehicles. Proof of insurance must be submitted during onboarding and upon each annual renewal. CarWash360 may suspend your access immediately if your insurance lapses or cannot be verified.

Statutory Contributions

As a self-employed contractor, you are solely responsible for: registering with and making contributions to the NSITF; making contributions to the National Housing Fund (NHF) where applicable; and registering with the NHIS where applicable.

No Employee Benefits

You are not entitled to any employment benefits from CarWash360, including: annual leave, sick leave, maternity/paternity leave, pension contributions, health insurance, or severance pay.

Account Integrity

You must not create multiple Washer accounts, allow any other person to operate your account, or register on behalf of another person. Each Washer account is personal and non-transferable.

7
Your Data & Privacy

CarWash360 collects the following data from you for the purposes stated:

Data Collected Purpose Lawful Basis
Full name, phone, address Account registration and communication Contract performance
Government-issued ID and NIN Identity verification and background screening Legal obligation
Selfie verification images Biometric identity verification; fraud prevention Legal obligation / Legitimate interests
Photographs from device gallery Profile photo; vehicle condition records Contract performance
Bank account details Washer Payout disbursement Contract performance
Location data (GPS) Routing to service locations; real-time Customer tracking Contract performance
Job history and ratings Platform quality management; dispute resolution Legitimate interests
NIN Handling

Your NIN is collected solely for identity verification under the NIMC Act. It will not be shared publicly, sold, or used for any purpose outside verification and background screening.

Biometric Data

Selfie and photographic verification data is treated with heightened security controls, encrypted at rest and in transit, and accessed only by authorised personnel.

Your Rights

You have the right under the NDPA to access, correct, delete, port, and object to the processing of your Personal Data. Contact the DPO to exercise these rights.

8
App Permissions
Permission Why Required
Camera To photograph vehicle condition before and after every Service (mandatory damage record). Also used for identity selfie verification during onboarding.
Photo Gallery To upload identity documents and profile photographs during onboarding.
Location (GPS) To navigate to Customer locations, enable real-time tracking for Customers, and verify service location.
Phone (OTP only) To read one-time passwords sent via SMS for account verification. Device number is not stored.

Revoking permissions through device settings will limit or disable related Platform functions, including the ability to accept Bookings.

9
Vehicle Damage & Your Liability

You are liable for accidental damage to a Customer's vehicle caused by your negligence during service delivery, except where the damage falls within the excluded categories below.

Excluded Categories

You are not liable for damage attributable to: pre-existing damage documented in the pre-service condition record; aftermarket accessories, non-standard trim, custom wraps, or paint protection film not installed by the original manufacturer; paint or finishes that are oxidized, faded, peeling, or visibly fragile at the time of Service; or surfaces that cannot withstand standard wash pressure where the Customer failed to disclose such fragility.

Insurance as Primary Indemnitor

Your Third-Party Liability insurance policy (clause 6.2) is the primary source of compensation for any verified negligent damage claim. You must cooperate fully with any insurance claim process.

Indemnity

You agree to indemnify and hold CarWash360 and its officers, directors, and employees harmless from any claim, loss, liability, cost, or expense (including reasonable legal fees) arising from your service delivery, your negligence, or your breach of this Agreement.

10
Ratings & Performance Standards

Customers may rate your Service after each completed Booking. Your ratings are visible to Customers on the Platform.

Performance Actions

CarWash360 may: issue a written performance warning where your average rating falls below 3.0 stars; reduce your Booking visibility where your average rating falls below 2.5 stars over 10 or more completed Bookings; suspend your account where your average rating falls below 2.0 stars over three consecutive completed Bookings, following written warning.

You may request a review of any rating you believe is fraudulent or in bad faith by contacting CarWash360 within 48 hours of the rating being posted.

11
Acceptable Use

You agree not to:

Provide false, misleading, or inaccurate information at any time.

Solicit or receive direct payments from Customers outside the Platform.

Harass, threaten, or abuse any Customer or CarWash360 personnel.

Misuse, disclose, or exploit the Personal Data of any Customer or other User.

Share, transfer, or allow any other person to operate your Washer account.

Use the Platform for any unlawful purpose.

Violations may result in immediate suspension, permanent termination, and referral to law enforcement where warranted.

12
Suspension & Termination
Immediate Effect

CarWash360 may suspend or permanently terminate your access with immediate effect for: fraud or submission of false documents; serious or repeated breach of this Agreement; off-platform payment solicitation; rating falling below 2.0 stars (following written warning); lapse of mandatory Third-Party Liability insurance; or conduct posing a risk to Customer safety or the platform's reputation.

Non-Urgent Breaches

For non-urgent breaches, CarWash360 will provide 7 days' written notice before suspension or termination, giving you an opportunity to remedy the breach.

Voluntary Deactivation

You may voluntarily deactivate your account at any time through Platform settings. Deactivation does not extinguish any outstanding payment obligations, pending damage claims, or indemnity obligations.

Upon termination, any Washer Payout owed for completed Bookings verified before termination will be remitted on the next scheduled payment date, subject to any deductions properly owed.

13
Intellectual Property

All intellectual property rights in the Platform are owned by or licensed to CarWash360. Nothing in this Agreement transfers any IP rights to you.

You must not use the CarWash360 name, logo, or brand in any marketing materials, social media, or communications without CarWash360's prior written approval.

By submitting profile photographs and content to the Platform, you grant CarWash360 a non-exclusive, royalty-free licence to use that content for Platform operations and marketing.

14
Limitation of Liability

To the maximum extent permitted by Nigerian law, CarWash360 shall not be liable for: your earnings or the volume of Bookings available to you; temporary Platform unavailability due to maintenance or Force Majeure Events; or indirect, incidental, or consequential losses of any kind.

Where CarWash360 is found directly liable to you, its total aggregate liability shall not exceed the Washer Payouts received by you in the 30 days preceding the event giving rise to the claim.

15
Force Majeure

Neither party shall be liable for failure to perform obligations where such failure is caused by a Force Majeure Event, provided the affected party notifies the other promptly and takes reasonable steps to mitigate the impact. A Force Majeure Event does not excuse payment obligations for Services already completed.

16
Dispute Resolution
Internal Resolution

Any dispute shall first be submitted to CarWash360's internal resolution process. CarWash360 will acknowledge within 48 hours and respond in writing within 14 calendar days.

Arbitration

If the dispute is not resolved internally, either party may refer it to final and binding arbitration under the Arbitration and Mediation Act 2023, before a sole arbitrator appointed by the Lagos Court of Arbitration (LCA), seated in Lagos, Nigeria, in English. Disputes below NGN 500,000 are handled on a documents-only basis. The arbitral award is final and may be enforced in any competent court.

Governing Law

This Agreement is governed by the laws of the Federal Republic of Nigeria. You agree to bring claims against CarWash360 only in your individual capacity. No class proceedings are permitted.

17
Changes to This Agreement

Material changes will be notified by in-app notification and/or email at least 14 days before taking effect, except for changes to the Platform Commission which require 30 days' notice.

Continued use of the Platform after the effective date constitutes acceptance of the updated Agreement. If you do not accept a material change, you may deactivate your account before the effective date. Payouts accrued before deactivation will be remitted on the next scheduled payment date.

18
General Provisions
Entire Agreement

This Agreement, Schedule 1, and the Privacy Policy constitute the entire agreement between CarWash360 and you regarding your Washer account and supersede all prior representations and understandings.

Severability

If any provision is held unenforceable, it will be modified to the minimum extent necessary, and the remaining provisions continue in full force.

Assignment

CarWash360 may assign this Agreement to a successor entity. You may not assign your rights or obligations without CarWash360's prior written consent.

Language

This Agreement is in English. In the event of any conflict with a translation, the English version prevails.

S1
Schedule 1 — Washer Onboarding Requirements

All of the following must be satisfied and verified by CarWash360 before Platform access is granted. Providing false documents in connection with any requirement below is grounds for immediate permanent termination and may be reported to Nigerian law enforcement authorities.

# Requirement Detail Evidence Required
1 Age Must be at least 18 years old. Government-issued ID showing date of birth.
2 Identity — Photo ID Valid government-issued photo ID. National ID, Driver's Licence, or International Passport (not expired).
3 Identity — NIN Valid National Identification Number. NIN slip or NIMC verification. Used for identity checks only; not shared publicly.
4 Selfie Verification Live selfie matched against submitted ID. Captured in-app during onboarding.
5 Bank Account Active Nigerian bank account in your legal name. Account number and bank name. Used for Washer Payout only.
6 Third-Party Liability Insurance Policy covering minimum NGN 500,000 per incident for accidental vehicle damage. Insurance certificate. Must be renewed annually. Lapse = Platform suspension.
7 Background Screening Consent Consent to CarWash360's identity and background check process. Consent form signed in-app during onboarding.
8 Equipment All equipment necessary to perform the car wash services you intend to offer. Self-declaration. Subject to spot-check review.
9 Smartphone and Data Operational smartphone capable of running the CarWash360 Washer app with mobile data. Verified through app installation during onboarding.